Getting the Medicare Coverage You Need is as Simple as 1, 2, 3…
STEP 1
Enroll in Medicare Parts A&B
When can I first enroll?
Medicare Advantage + Part D- The three months before your 65th birthday, the month of, and the three months after
- Enrollment in Part A is automatic if you are already receiving Social Security Benefits
- Your state may have a six-month guaranteed window that starts when you turn 65 and enroll in Part B
What if I’m late?
Medicare Advantage + Part D- For Part A, usually no penalties (unless you didn’t pay enough into Social Security)
- For Part B, premiums will be higher after the Initial Enrollment Period (unless you qualify for an exception)
- What if I work past age 65?
- You can apply later but may be charged a higher premium due to existing health problems, or rejected depending on your health history
- Wait until the Open Enrollment Period (OEP), Oct. 15 – Dec. 7
- You may qualify for Special Election Period (SEP)
STEP 3
Let Milz Health Group handle the application process for you. It’s FREE!
- Verify your Medicare enrollment period is valid
- Choose the right supplemental option for your situation
- Option 1 or Option 2
- Choose the carrier and plan that fits your needs
- Enroll
- Yearly review with Milz Health Group